Corporate Loans

Nakdi Krediler

Revolving Cash Loans

  • It is a type of loan that allows the client to withdraw and deposit money at any time, within a certain credit line, in order to meet its short-term funding needs.
  • Interest is accrued and collected quarterly.
  • These are loans that are affected by the interest rate fluctuations in the market.

Spot Loans

  • The loan amount, interest rate and maturity are determined on the date the loan is disbursed and are fixed until the end of maturity.
  • It provides the client the opportunity to borrow at a fixed interest rate, regardless of the changing market conditions.
  • It is the loan where fixed interest and principal amount is reimbursed at agreed term.

Commercial Installment Loans

  • They are installment loans with flexible or fixed payment options, disbursed within the framework of a certain maturity and payment plan.

Foreign Currency Denominated Loans

  • These are loans that are denominated in a certain foreign currency, extended in TRY at the prevailing foreign exchange buying rates, where the principal and interest repayment amount is calculated and collected in TRY taking into account the denominated foreign currency type and amount. Foreign Currency Denominated Loans can also be extended as a spot loan or installment loans.
Gayri Nakdi Krediler

Bid Bonds/Provisional Guarantee

  • These are letters of guarantee issued to the contracting authority and guaranteeing, if the tendered work is awarded to the beneficiary, that the beneficiary will sign the contract with regard to the tender and submit the performance bond.

Performance Bond

  • These are bonds that guarantee that the beneficiary will fully comply with the provisions of the contract and the specifications with regard to the tendered work.

Advance Payment Guarantee

  • In cases where the tendered work requires prior preparation, these are letters of guarantee provided to guarantee the advance payments extended to the beneficiary to cover the related expenses in order to be further appropriated against the final progress payments.

Other Guarantee Bonds

  • These are letters of guarantee issued to different authorities and other real or legal persons for situations that differ from the letters of guarantee with regard to tenders.
  • Other Guarantee Bonds include Letters of Guarantee addressed to customs authorities, Letters of Guarantee addressed to the Courts and Enforcement Offices, Letters of Guarantee addressed to tax offices, Letters of Guarantee regarding Dealership guarantee, Letters of Guarantee for the purchase of goods, Letters of Guarantee for securing cash loans and Letters of Guarantee securing deposits and security fees.

External Guarantees / Foreign Letters of Guarantee

  • These are letters of guarantee issued to foreign beneficiaries and institutions abroad.